Your Pathway to Financial Security

Strategic Pathway Finance was created from decades of industry experience in banking & finance and mortgage broking. Having seen first-hand how standard solutions often leave clients under-served, the firm was built to provide a higher standard of service.

The Key To Your Borrowing Future

By offering tailored, independent lending strategies and solutions, Strategic Pathway Finance helps client's navigate their way through the borrowing landscape. We provide a comprehensive range of mortgage broking services.

Whether you're a first time homebuyer, a busy professional, a property investor, or self employed seeking finance for your business, we ensure solutions are designed around your unique goals and not just what's readily available in the market.

With our personalised approach and extensive industry knowledge, we’ll guide you through the process and secure the best financing solution that fits your specific circumstances.

Director

Scott Pearce

Scott has over 37 years of experience in the finance industry, including 17 years in the banking sector and 20 years as an industry recognised accredited mortgage broker.

Today, he leads Strategic Pathway Finance with the same philosophy he has always carried, clients deserve tailored, transparent strategies that work for them, not just the lenders.

Over his career, Scott has built a reputation for negotiating the most appropriate borrowing strategies and structures on behalf of his clients. From competitive loan terms to complex finance solutions, his deep knowledge spans across:

  • Residential Lending
  • Asset/Equipment Finance
  • Commercial Lending
  • Rural & Farm Lending
  • Property Development Finance
  • Self Managed Super Fund Lending (SMSF)

Recognised & awarded Elite Broker 2022 & 2024/2025

Dip FS (FMB)

Cert IV FS (FMB)

Mortgage & Finance Association of Australia (MFAA) member for 20 Years

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How We Can Help

Home Loans & First-Time Buyers

What we do:

  • Help you understand your borrowing options and if applicable help access government grants & schemes.
  • Find the right loan structure and interest rate for your needs.
  • Guide you step-by-step through the application process.

Why it matters:
We make buying your first home simple and stress-free, so you can focus on moving in rather than navigating complex finance.

Asset / Equipment Finance

What we do:

  • We guide you through a range of finance options.
  • New or used work vehicle, new or used construction machinery, trucks, trailers, tractors, specialised industry equipment

Why it matters:
We make sure your business assets are financed in the most cost-effective, flexible way to enable you and your business to succeed today and for the future.

Commercial & Investment Lending

What we do:

  • Provide tailored strategies for property investment and commercial loans.
  • Analyse cash flow, growth potential, and risk.
  • Negotiate the most favourable lending terms on your behalf.

Why it matters:
Smart lending decisions can accelerate wealth growth while minimising risk — we make sure you’re positioned for success.

Refinancing & Debt Solutions

What we do:

  • Review your existing loans and identify savings opportunities.
  • Consolidate debt or restructure loans to improve cash flow.
  • Negotiate the most favourable lending terms on your behalf.

Why it matters:
Refinancing isn’t just about a lower rate, it’s about creating a strategy that works for your current and future financial goals.

Property Development Finance

What we do:

  • Help source lenders with the right appetite to fund your project and bring it to life.

Why it matters:
Successful property projects require the right financing strategy, we ensure your project is funded efficiently and strategically.

Self Managed Super Fund Lending

What we do:

  • We help you access the most competitive SMSF loan products to purchase your investment.

Why it matters:
As a self managed super fund SMSF trustee, borrowing to purchase an investment property could be the financial kick-start you’ve been searching for.

NOTE: To ensure your SMSF is set up correctly and compliantly and to help determine this is the right strategy for you, please see your accountant &/or financial advisor.

Not sure which solution is right for you? Get in touch and see how we can help you find the right pathway.

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Strategic Pathway Finance is an authorised credit representative 373616 of BLSSA Pty Ltd ACN 117 651 760 Australian Credit Licence 391237